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Industrial Insurance

Industrial All Risks Policy

Wide and comprehensive cover for the large sized business where the assets at all locations of the insured exceeds Rs.100 Crores.

It is an All Risks Policy covering a wide range of perils such as fire and allied perils, burglary, accidental damage, breakdown as well as business interruption.

It also has an optional Machinery Breakdown Loss of Profits Cover.

Standard Cover

Section I: Material Damage - It covers accidental physical loss or damage (including machinery breakdown) to the property insured due to any cause other than those excluded.

Section II: Business Interruption- It covers loss due to business interruption following a Physical loss or damage to the property covered and the same is admissible, under material damage section of the policy.Loss of Profits arising out of machinery breakdown is optional.

Salient features

  • Quick and expert risk inspections where required.
  • Expert Risk Control Programme by our Risk Engineers on all aspects of safety and Loss Prevention/ Minimization
  • Availability of various optional covers
  • Rating based on individual risk features including claims experience and fire protection systems availability
  • Superior claim service

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