Cashless Garages

Imagine this you're driving down the road, and oops! An accident happens. Your car needs fixing, but you're worried about the cost. Here's where cashless garages come in to save the day! Cashless garages are repair shops that team up with car insurance companies. This means if you have car insurance and get into an accident, you can take your car to a cashless garage for repairs without paying anything upfront. That's right, no need to worry about pulling out a big chunk of cash! So, how does it work exactly? We'll explore that, but for now, remember cashless garages are shops for car/bike repairs - they make the claim processes easier.

Cashless Garages: Fixing Your Car Without Emptying Your Wallet

1. The Initial Steps:

• After the accident, contact your insurance company and inform them about the damages.
• They will guide you on the availability of cashless garages in your area and the claim settlement process.
• Notifying Royal Sundaram about your claim is now simple and can be done at your convenience. You have three easy ways to do this
  • Call our toll-free number:1800-568-9999
  • Send us a message on Whatsapp: +91 78457 04888
  • Visit our website to notify your claim online.

2. Visiting the Cashless Garage:

• Take your car to a network garage authorized by your insurance company.
• Present your insurance policy documents and accident details to the garage staff.

3. Claim Assessment and Approval:

• The garage will inspect the car and estimate the repair costs.
• They will submit the repair estimate and claim documents to your insurance company for approval.

4. Repairs and Claim Settlement:

• Once approved, the cashless garage will repair your car using genuine parts (as per your policy terms).
• The insurance company will directly pay the garage for the approved repair costs.

5. Your Part:

• You typically only need to pay any deductibles (a predetermined amount you pay in case of a claim) mentioned in your policy.
• Once the repairs are complete, the garage will return your car to you.

Benefits of Cashless Garages: A Detailed Overview

1. Convenience:

- No upfront payments for repairs make cashless garages incredibly convenient. You can proceed with necessary repairs without the immediate financial burden, ensuring a smoother post-accident experience.

2. Transparency:

- Cashless garages enhance transparency in the repair process. Estimates and approvals are managed directly between the insurance company and the garage. This direct communication streamlines the procedure, providing clarity on repair costs and the scope of work.

3. Peace of Mind:

- Opting for a cashless garage provides peace of mind. Authorised parts are used for repairs, ensuring the quality and longevity of the fixes. Moreover, the entire payment process is handled seamlessly between the insurer and the garage, relieving you of any financial stress during a challenging time.

Choosing a cashless garage not only simplifies the logistics of getting your car back on the road but also adds layers of convenience, transparency, and assurance, making the entire claims and repair process more efficient and stress-free.

Note:

Not all garages are cashless. Verify your insurance company's cashless garages to understand your options. The process may slightly differ based on your insurer and policy terms. In the event of an accident, opting for cashless garages can be a hassle-free solution to swiftly restore your car without straining your finances. Stay informed for a smoother recovery on the road.

Royal Sundaram’s Cashless Garages in India

Finding your nearest cashless garage with Royal Sundaram is now easier than ever. Just visit the website, enter the pin code of your location along with your make and get a list of all available cashless garages in your vicinity.

Conclusion

Cashless garages offer a convenient and stress-free solution for car repairs after an accident. By partnering with insurance companies, these garages make the claim process easier and transparent for customers. The repairs are carried out using genuine parts, ensuring the quality and longevity of the fixes. Choosing a cashless garage provides peace of mind and adds layers of convenience, transparency, and assurance, making the entire claims and repair process more efficient. However, it is important to verify your insurer's cashless garages network to understand your options. Royal Sundaram has a cashless garage network of 7,600+ across India, and this number is only constantly growing, ensuring you have a garage available at a convenient location near you. Overall, opting for a cashless garage can be a hassle-free solution to swiftly restore your car without straining your finances.