The year 2020 has belonged to Coronavirus. The virus which entered India during the last months of winter was expected to fade by the summers. However, contrary to everyone’s hopes, the COVID-19 stood tall through winter, spring, summer, monsoon, and now it is anticipated to become intense with the approaching winter.
This all-season virus, which has affected more than 8 million people in India alone, might create an issue in the coming times. Even though there is no confirmation on the same, some preventive measures can help you stay safe.
What will push the rise of the virus?
According to experts and evidence of the past, most respiratory illnesses like influenza, SARS, etc. have a seasonal trend. These respiratory viruses, like the COVID-19, infect more people in the colder season. These diseases get more active during the winter months and hence, affect more people. Also, lack of sunshine during the colder months weakens the immune system, thus, reducing immunity and making people more prone to infections. The same pattern was observed with the Spanish Flu in the U.S. during 1918. The death toll was five times higher in autumn and winter, as compared to summer and spring.
According to the National Centre for Disease Control (NCDC), Delhi alone will experience a surge of 15,000 COVID-19 cases in the winters, as compared to 2,000-4,000 cases presently, per day. The numbers are also expected to rise across the country. Hence, appropriate action is immediately necessary.
What can you do to stay safe from the coronavirus?
Wearing a proper mask and abiding by all social distancing and hygiene measures is the only way now to keep safe from the novel coronavirus. However, the virus also has a significant financial impact. Hospital bills and quarantine costs can create a huge monetary burden in critical times. In such dire situations, only a comprehensive COVID insurance plan can assure you of much-needed financial protection.
Which insurance plan can provide you with the utmost security in such times?
In the time of the novel coronavirus, you need an exhaustive health insurance plan to cover medical and quarantine costs. You require a plan that protects your life in all other circumstances, as well as offers a COVID-19 cover.
You can choose the Lifeline Health Insurance plan by Royal Sundaram that includes the best features or take the Arogya Sanjeevani Policy by Royal Sundaram that covers your basic insurance needs, as well the risk of COVID-19 related hospitalisation. The policy offers protection for self, spouse, parents, parents-in-law, and dependent kids (between 3 months and 25 years of age). The Arogya Sanjeevani Policy also has affordable premiums and standard terms with common policy wordings. Moreover, you can opt for lifetime renewability.
Overall, with expectations that the approaching winter months could worsen the coronavirus, it is always good to be prepared. Life is precious, and you must do all that is in your power to protect your life and those of your loved ones. Smart decisions of today will reap benefits in the future.