About Commercial

About Commercial Vehicle Insurance

Commercial Vehicle Insurance covers Goods Carrying Vehicles, Passenger Carrying Vehicles, Taxies, Miscellaneous class of vehicles such as Tractors, Cranes and Trailers, Trade Road Risk Policy, Trade Road Transit Policy and Trade Internal Risk Policy

Passenger Carrying UIN: IRDAN102P0007V02201617

Goods Carrying UIN: IRDAN102P0005V02201617

Miscellaneous Vehicle UIN: IRDAN102P0006V02201617

 

Cashless Claim

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Comprehensive Coverage

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Assured Service

If you have any queries or complaint/grievance against us, please register for a complaint.

Commercial Key Benefits

Key Benefits

Lossdamage Icon

Loss or Damage Protection

Protection from Loss of or damage to the insured vehicle

Unlimited Liability Icon

Unlimited Liablity

Unlimited Liability for Third Party death/Injury claims, arising out of the operation of the insured vehicle

Indemnity Icon

Indemnity for third party property

Indemnity for third party property damage up to a maximum limit of Rs. 7.5 lakhs

PACover Icon

Personal Accident Cover

Inbuilt Personal accident cover to vehicle owner in case of an individual and optional personal accident cover for paid driver and cleaner of the vehicle

Commercial Add on covers

Add On Covers

Depreciation Waiver Cover
Windshield Glass Cover
Commercial Claims

Claims

Oh no! Has your vehicle been damaged? Worry not, we make it easy for you to make a claim

Policy percticulars

1.Inform Royal Sundaram immediately and keep the following details on hand:

  • Policy Details
  • Contact Details
  • Loss Details
No repair

2.Please refrain from dismantling or repairing the vehicle before survey is completed.

Survey

3.Survey will be arranged on receipt of claim intimation and submission of detailed estimate of repairs from the repairer.

FIR

4.Documents must be provided to the repairer/surveyor prior to survey.

Duly filled

5.Duly filled and signed claim form. Please note that it is mandatory to update Aadhaar and PAN details. For company owned vehicles, signature of authorized signatory along with company seal is required.

Original Registraion

6.Registration Certificate of the vehicle along with photocopy. Original to be verified and returned.

Additional Doc

7.Driving License of the driver at the time of accident along with photocopy. Original to be verified and returned.

Cashless facility

8.Valid Fitness certificate along with photocopy. Original to be verified and returned.

Cashless facility

9.Royal Sundaram does not require you to submit any permit, MVI report, trip sheet/ load challan/ way bill, tax token or post mortem report.

Cashless facility

10.FIR from police station if third party death/ injury or property damage.

Reinspection

11.If the claim amount exceeds Rs. 1,00,000, we require a copy of your PAN Card along with a recent passport photo.

Claim process letter

12.Other documents may be requested based on the requirements of the claim.

Re-imbursement

13.If all documents are found to be in order, we will arrange for cashless facility. You may collect the vehicle after completing a satisfaction voucher and paying any amount as required.

Voucher

14.For Non cashless claims (reimbursement claims), original cash bill or Invoice with cash receipt is required for settlement of claim.

Voucher

15.Vehicle may have to be produced for re-inspection, if requested by surveyor.

Motor Insurance Get Quote Event

Commercial Insurance Schema

Commercial Terms and Condition

Policy Terms and Conditions

We request you to carefully read and understand the Terms and Conditions, before you buy the Policy. All claims are processed strictly according to it. Please speak or chat with our Customer Support Team, if you need any clarification.

Passenger Carrying UIN: IRDAN102P0007V02201617
Goods Carrying UIN: IRDAN102P0005V02201617
Miscellaneous Vehicle UIN: IRDAN102P0006V02201617

Comprehensive Vehicle Insurance Coverage

Liability only policy