Individual Personal Accident Insurance

Personal Accident Insurance

Accident Insurance For Protection
against Accidents for just
Rs. 2 per day!

An Accident Insurance offers you the much needed financial security you want to give your family. Personal accident insurance does not stop with death benefits but also avail cover for other consequences like permanent total disability, permanent partial disability and temporary total disability. The amount not only helps you recover but manage your day to day life as well.


An accident can disrupt many plans you have for yourself and your loved one’s future. Our accident insurance plan offers you the financial stability that becomes essential in such cases. The sum assured offered by the accident insurance policy becomes a major support and can save you from the financial crisis.


Accidents can happen to anyone, anytime. It takes only seconds or minutes to happen, but may take away the savings of many years, as aftermaths of accidents can be severe. In such a scenario, don't stretch your savings. Get your life back on track, with the financial backing of Royal Sundaram Personal Accident Insurance.


Our Accident Insurance offers global cover of up to Rs. 75 Lakhs, protecting families from financial instability in case of disability or death of loved one due to an accident.


Who can be insured Any Indian resident who falls in the age group of 18 years to 65 years, can avail this Personal Accident Insurance Policy. You can also insure your dependent children between 5 years to 21 years.

Get a discount of 10% on total Premium on buying this policy online, for 3 or more family members.

Policy will cover :  
Accidental Death In the unfortunate event of death of the Insured person, the entire Sum Insured will be paid to the Insured person's nominee.We request you to ensure that you provide a nominee for every family member insured under Personal Accident Insurance.

Permanent Total Disablement
In the unfortunate event of permanent total disability of the Insured person, the entire Sum Insured will be paid to the Insured person.

Permanent Partial  Disablement

In the unfortunate event of permanent partial disability of the Insured person, a certain percentage of  the Sum Insured will be paid to the Insured person. It is determined by the extent of loss. You can get more information about it in the Terms and Conditions page.
Temporary Total Disablement
Weekly benefit for accidents resulting in home confinement up-to 104 weeks (Weekly Income Benefit)

Accident Hospitalisation
Hospitalisation expenses due to Accident resulting in claim for Death/Disablement (Applicable only if proposer has opted for Sum Insured of Rs.20 lacs and above).      
Education Grant Special Free Benefit of Education Grant of Rs. 10000/-(@ Rs. 5000 per child) 

Transportation of Mortal Remains       

Tenure:  One Year 

To learn more about Key Benefits of Personal Accident Insurance, Click Here
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