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Motor 101: Navigating the World of Vehicles, Made Simple

Welcome to Motor 101. Let's make understanding vehicles simple. Whether you're a seasoned pro tackling Indian roads, a new rider just starting out, or someone simply curious about how things work under the hood, we're here to help. We cover cars, bikes, scooters, trucks – the whole shebang! We aim to cut through the confusion and make the motoring world simple and accessible to everyone.

The internet has information on just about everything. The challenge isn't finding something; it's finding the right thing – information you can trust. That's where Motor 101 shines. Our simplified guides are designed to help everyone, from complete beginners to seasoned enthusiasts, become more knowledgeable about vehicles. We cut through the noise and provide you with clear, accurate information you can rely on.

Motor 101 is your one-stop shop for everything automotive. Picture this - confusing traffic rules suddenly making sense, technical jargon becoming your everyday language, and RTO visits feeling less like a bureaucratic nightmare. We take complex information and turn it into simple, practical insights you can use right away. We're not just throwing information at you; instead, we're giving you the tools to become a confident and informed driver or rider.

We cover everything from learning the intricacies of traffic rules in India to navigating the often-daunting process of dealing with your local RTO. We explore the world of commercial vehicles, offering insights for those considering driving professionally or purchasing one. Need help choosing the perfect motorcycle or the best scooter? We're here to guide you through the process, helping you find the right fit for your needs and budget. From beginner-level advice to expert tips, we have content pieces curated to suit your experience level.

Knowing your stuff is crucial for safe driving and responsible vehicle ownership. It’s about more than just knowing how to drive a vehicle; it's about understanding the rules, maintaining your car or bike, and knowing what to do in various situations. That's where we come in. Motor 101 is your source for comprehensive, easy-to-understand, and relevant information. We’re committed to keeping you informed, so you can drive or ride with confidence.

Become a safer, more confident, and more informed driver or rider with Motor 101. We're more than just a blog; we're your partner in navigating the world of vehicles.

More on Motor 101

Traffic rules

Driving on Indian roads requires not just great skill, but also a solid grasp of

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RTO

The Regional Transport Office (RTO) plays a vital role in vehicle registration,

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Commercial vehicles

Commercial vehicles form the foundation of India's transportation network.

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Two-Wheeler

The two-wheeler market in India is incredibly varied, offering a wide range of

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Steps to buy Royal Sundaram's car insurance

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Why do you need Motor Insurance in India?

Car insurance

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Terms and Conditions

1. Consent for Communication:

By submitting my contact number and email ID, I authorize Royal Sundaram to call, send SMS, messages over internet-based messaging applications like WhatsApp, and email to offer me information and services for the product(s) I have opted for as well as other products/services offered by Royal Sundaram General Insurance Limited.

2. Premium Payment:

I declare that the premium paid under this transaction to Royal Sundaram General Insurance Limited is being paid by me as the proposer/policyholder through a bank account or a Credit/Debit Card or a Prepaid Payment Instrument or a UPI wallet (Wallet), held by me in my name as a primary holder (referred to as "source account"). I confirm that it is not a third-party payment made by any other person on my behalf. I understand that in the event of policy cancellation, the refund of premium as per policy terms and conditions may be credited back to such source account, and such electronic transfer will constitute full and final discharge of the Company's obligation.

3. Authorization and Sharing of Information:

We authorize the Company to share information pertaining to my proposal, including medical records, for the sole purpose of proposal underwriting and/or claims settlement with any Governmental and/or Regulatory authority. Further, I agree that I shall not lodge any complaint to TRAI of any alleged unsolicited by Royal Sundaram to me, as part of their policy/claims servicing.

4. Information Sharing:

I hereby permit/authorize Royal Sundaram General Insurance Company Limited to collect, store, communicate, and process information relating to the policy(ies) and all transactions related therewith, including the sharing and disclosing the public authorities of any confidential information as required by law.

5. No Claims Bonus (NCB) Declaration:

I/We declare that the rate of NCB claimed by me/us is correct and that no claim has arisen in the expiring policy period (copy of the policy enclosed). I/We further undertake that if this declaration is found incorrect, all benefits under the policy in respect of Section I of the Policy will stand forfeited, and in case of a claim, the company reserves its right to repudiate the claim.

6. Pollution Under Control (PUC) Certificate:

I hereby affirmatively warrant that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the Policy, and the same has been shown to the agent/authorized person of the intermediary. I further undertake to renew and maintain a valid and effective PUC Certificate during the duration of the Policy period. If the PUC certificate is not found valid on the date of loss, I understand that the Company reserves the right to cancel the policy.

7. Break in Insurance and Vehicle Inspection:

I/We agree that in case of a Break in Insurance, the policy would be issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section -1) would not commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection report or the report is adverse, the Company, at its discretion, will cancel the Policy as per the Motor Tariff and product guidelines.

For any further information or clarification, please feel free to contact Royal Sundaram Insurance at the following contact details:

Royal Sundaram General Insurance Co. Limited

Corporate Office Address :

Vishranthi Melaram Towers, No.2/319 , Rajiv Gandhi Salai (OMR), Karapakkam , Chennai - 600097.

Telephone : 91-44-7117 7117

Fax : 044 – 7117 7140

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*The premium of Rs.2094/year is applicable only for the base Third party insurance cover for private car below 1000cc without including Personal Accident cover.