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Plan & Premium - Individual Personal Accident Policy

Personal Accident Insurance

 

Flexible Sum Insured options from
Rs. 5 Lakhs to Rs. 75 Lakhs

Our Personal Accident Insurance Policy offers cover from Rs. 5 Lakhs to Rs.75 Lakhs . This insurance is available for dependent children (5 years to 21 years) and adults (self & spouse up to 65 years). 

Get a family discount of 10% for covering 3 or more members.

If you have any more questions about this Policy, please visit our Frequently Asked Questions section.
 
The Plans are available on Individual Basis and also on Family Basis. If Family plan is chosen then the Sum Insured shall be available as under:
 
1) Primary Insured: 100% of the Sum Insured.
2) Spouse: 50% of the Sum Insured.
3) Child: 25% of the Sum Insured per child.
 
Coverage Sum Insured
Accidental Death 500000 1000000 1500000
Permanent Total Disablement 500000 1000000 1500000
Permanent Partial Disablement 500000 1000000 1500000
Temporary Total Disablement (Weekly Benefit 3000 x 104 weeks) 312000 312000 312000
Education Grant 10000 10000 10000
Transportation of Mortal Remains 5000 5000 5000

Premium Table 500000 1000000 1500000
Premium for Self (in Rs.) 758 1517 2275
Premium for Spouse (in Rs.) 378 759 1138
Premium for Child (in Rs.) 189 380 569

Coverage Sum Insured
Accidental Death 2000000 2500000 4000000 5000000 7500000
Permanent Total Disablement 2000000 2500000 4000000 5000000 7500000
Permanent Partial Disablement 2000000 2500000 4000000 5000000 7500000
Temporary Total Disablement (Weekly Benefit - 5000/10000* x 104) 520000 520000 1040000 1040000 1040000
MEDICAL EXP - ACCIDENT HOSPITALISATION 200000 250000 400000 500000 750000
Education Grant 10000 10000 10000 10000 10000
Transportation of Mortal Remains 5000 5000 5000 5000 5000

Premium Table 2000000 2500000 4000000 5000000 7500000
Premium for Self (in Rs.) 4011 5015 11169 13961 20942
Premium for Spouse (in Rs.) 2005 2508 5584 6981 6981
Premium for Child (in Rs.) 1003 1254 2792 2792 2792


Rs.10000/-weekly benefit applicable only for Sum Insured Rs.40 to Rs.75 lacs. Policy for Sum Insured Rs.40 to Rs.75 lacs shall be provided only on receipt of proposal form and income proof. The maximum Sum Insured for Spouse is restricted to Rs.25 lacs and for children restricted to Rs.10 lacs for Sum Insured plans Rs.50 & Rs.75 lacs

TTD applicable for earning member only.

Education Grant payable in case Death or Disablement (PTD) of Self or Spouse only.
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