Travel Insurance - Ghana

Travel Insurance - Ghana

Travel Insurance for Ghana

If you’re sipping a coffee in one of those popular café chains, it is quite likely that you’re taking in a bit of Ghana in that fresh whiff. After all, this African nation is the second-biggest cocoa beans producer. Situated on the western African ‘Bulge’ from the Gulf of Guinea, the Republic of Ghana shares its borders with Togo, Burkina Faso, and La Cote D'Ivoire. Thanks to a long political stability, Ghana enjoys rapid development and is considered a ‘Golden Child’ of the West Africa for being a greatly successful nation.

Ghana has access to the Atlantic Ocean on its southern end and thus becomes a destination for beach lovers. Get to the Labadi Beach in the capital city of Accra and you will find it crowded with locals partying and lazing around during weekends. You will feel a typically vibrant Ghana in the spicy food and thumping music of these locals. A tro-tro (minibus) will get you to this beach. The capital Accra is popular for shopping, nightlife, and the best of Ghana cuisine. The Kakum National Park harbors Ghana’s endangered elephants and monkeys. Make sure to use the canopy walkway, hanging 30m over the forest floor, for a great view.

Ghana's coastal forts are worth experiencing for their defining historical significance. Cape Coast Castle is the most popular spot. For those first-time travelers to Africa, Ghana is an ideal introduction to the continent with its lively cities, friendly locals, good beaches, vast hinterland, varied wildlife, and rich cultural diversity.

Royal Sundaram’s travel insurance for Ghana provides you with a vast number of covers, including health, trip hassles, personal (legal) liability, personal accident, and home insurance during your overseas stay. Visit Royal Sundaram’s website to purchase travel insurance for Ghana online!

Top Reasons to Buy Travel Insurance for Ghana from Royal Sundaram



Top Reasons to Buy Travel Insurance for Ghana from Royal Sundaram

  • Medical Expenses Cover
  • Medical evacuation
  • Support for loss of baggage and loss of passport
  • Cashless treatment during medical emergency
  • Accidental dismemberment
  • Legal liabilities are covered
  • Trip delays
Benefits of Travel Insurance in Ghana



Benefits of Travel Insurance in Ghana

  • Convenience: Travel insurance plans are designed specially to address the convenience of students, senior citizens, and frequent travellers.
  • Emergency medical coverage: It offers emergency medical protection on an overseas travel.
  • Trip cancellation and interruption reimbursement: Travel insurance pays back the expenses that you may suffer on losses related to trip cancellations.
  • Luggage and documentation: The insurance company also pays for the loss of important documents.
  • Personal accident: It includes cover for accidental death and disability
  • Emergency cash advance



Basic Coverage and Exclusions of Travel Insurance in Ghana


What’s covered?


  • Loss of passport
  • Personal accident cover
  • Repatriation of remains
  • Hijacking benefit
  • Medical emergency cover
  • Reimbursement due to trip delays
  • Sickness Dental Relief
  • Personal liability
  • Accidental dismemberment
  • Loss/Delay of checked-in baggage


What’s not covered?


  • Medical cover for pre-existing diseases
  • Any claim arising from the act of terrorism, self-injury, suicide attempt, etc.
Travel Insurance - Claim Process & Procedure



Travel Insurance Ghana - Claim Process & Procedure


Please follow the below procedure for Ghana travel insurance claim process:


The procedure is very simple. As soon as a claim occurs, you need to inform the insurance company through a call or an e-mail. The customer service executive will help you with the claim procedure. Here’s a step-by-step guide to make a claim under travel insurance –


  • Claim process for health coverage – Reimbursement
  • Claim process for delay in checked-in baggage or loss of baggage
  • Claim process for personal accident
Things To Know about Ghana

Things To Know about Ghana

Here’s a list of things to do in Ghana –


  • Bask in the sun, take a stroll by the beachside or enjoy lazing on the sands at the popular Labadi Beach. This is one of the ideal city beaches visited by both tourists and locals alike.
  • Plan a visit to Mole National Park, where you can find several different types of animals including leopards, buffalo, antelope, elephants, etc.
  • Don’t leave the place without tasting the local food which you can find at the roadside eateries. Eat where the locals eat so that you enjoy the best specialities of the place.
  • When in Ghana, shop for traditional Ghana fabric, also known as Kente cloth. You can buy these beautiful fabrics from the street vendors that are available at most streets around the country.
  • Pay a visit to St. George’s Castle, one of the few historical places in Ghana that one must not miss.

The best time to visit Ghana is during the months of October to March when the climate is less humid and marginally cooler.

It will be very helpful for you to know the location of the Indian Embassy/Consulate of any country that you are planning to visit. Here’s the Indian Embassy/Consulate location in Ghana –




        Contact Details

 High Commission of India

No. 9 Ridge Road, Roman Ridge PO Box CT-5708, Cantonments

Telephone: +233-307020903 / 307020904


Fax:  +233-302772176

The procedure to apply for a Ghana visa is simple and consumes very less time. All you need to do is submit the application form along with the following documents –


  • Passport/visa size photographs
  • Copy of the first and last page of your passport
  • Dully filled application form
  • Return flight ticket
Our Travel Plans

Travel Plans Available

Travel Insurance Plans Available

These coverage’s of our travel insurance plans are especially designed to enhance the level of protection offered in the basic cover.

Leisure Trip

A comprehensive plan for a holiday abroad, with SI starting from 50,000 USD up to 10 lac USD.

Multi Trip

A customized annual plan for frequent business travelers who undertake multiple trips in a year.


A very useful annual plan for all students going abroad for studies, duration of which can be from 1 to 7 years.


An affordable plan exclusively for travel within Asia.

Senior Citizen

A tailor made plan for members aged 71 and above.

Travel Insurance for Different Countries

Travel Insurance for Different Countries

Albania Gabon New Zealand
Andorra Gaudeloupe Nicaragua
Angola Georgia Niger
Antigua and Barbuda Germany Nigeria
Argentina Ghana Niue
Armenia Gibraltar Norfolk Island
Aruba Greece Norway
Australia Greenland Oman
Azerbaijan Guatemala Palau
Bahamas Guinea Panama
Bahrain Guinea-Bissau Papua New Guinea
Bangladesh Guyana Paraguay
Barbados Haiti Peru
Belarus Honduras Philippines
Belgium Hong Kong Pitcairn
Belize Hungary Poland
Benin Iceland Portugal
Bermuda Indonesia Puerto Rico
Bosnia and Herzegovina Ireland Romania
Botswana Israel Russia
Brazil Italy Russian Federation
Bulgaria Japan Saint Helena
Burkina Faso Jordan Samoa
Burundi Kenya Sao Tome and Principie
Cambodia Kiribati Saudi Arabia
Cameroon Korea New Calendonia
Canada Kuwait Senegal
Cape Varde Kyrgyzstan Seychelles
Central African Republic Latvia Singapore
Chad Lebanon Slovakia
Chile Lesotho Vietnam
Cocos Islands Lithuania South Korea
Colombia Luxembourg South-Africa
Comoros Macau Spain
Cook Islands Madagascar St. Kitts and Nevis
Costa Rica Malawi St. Lucia
Cote d'Ivoire Malaysia St. Vincent and Grenadines
Croatia Maldives Suriname
Cyprus Mali Svalbard and Jay Mayen
Czech Republic Malta Swaziland
Denmark Mangolia Sweden
Djibouti Marshall Islands Switzerland
Dominican Republic Mauritania Taiwan
Ecuador Mayotte Tanzania
Egypt Mexico Thailand
El Salvador Micronesia Tibet
Equitorial Guinea Moldova Togo
Estonia Monsterrat Trinidad and Tobago
Ethopia Morocco Tunisia
Falkland Islands Mozambique Turkey
Faroe Islands Namibia Turkmenistan
Fiji Islands Nauru United Arab Amirates
Finland Nepal United Kingdom
France Netherlands United States
French Guiana Netherlands Antilles Uzbekistan
French Polynesia Slovenia