Kenya Travel Insurance

Kenya Travel Insurance

Known to be one of Africa’s fastest developing countries, the nation of Kenya is home to some of the best game reserves in the continent where one can catch a glimpse of Africa’s finest flora and fauna. First-timers should surely check out a game drive in the Nairobi National Park and sight some exotic big cats such as lions and leopards, buffaloes, a variety of antelope species, baboons, monkeys, just to mention a few. Another must-see attraction is the annual wildebeest migration—from Maasai Mara to the Serengeti—best experienced in a balloon safari. The massive surge in the popularity of this event has led to bookings being made months in advance for the event, which takes place during August and September. Travellers looking for memorable souvenirs should look for some Kisii stone (soap stone) carvings, Mkonde wood carvings, Maasai jewellery, and Lamu chairs and batiks. Kenyan baskets made from sisal and leather are also popular. Food lovers will be happy to know that Nairobi has some of the finest eating establishments in Africa serving a host of cuisines.

Royal Sundaram offers Travel Insurance Plans that are aptly designed to secure you from untoward incidences on both your journey and subsequent stay. We provide customers with affordable plans that offer cover from inconveniences such as baggage delay, loss of baggage, flight delays and loss of travel documents, as well as unfortunate incidences that would require medical expenses.

Top Reasons to Buy Travel Insurance for Kenya from Royal Sundaram



Top Reasons to Buy Travel Insurance for Kenya from Royal Sundaram

  • Medical Expenses Cover
  • Medical evacuation
  • Support for loss of baggage and loss of passport
  • Cashless treatment during medical emergency
  • Accidental dismemberment
  • Legal liabilities are covered
  • Trip delays
Benefits of Travel Insurance in Kenya



Benefits of Travel Insurance in Kenya

  • Convenience: Travel insurance plans are designed specially to address the convenience of students, senior citizens, and frequent travellers.
  • Emergency medical coverage: It offers emergency medical protection on an overseas travel.
  • Trip cancellation and interruption reimbursement: Travel insurance pays back the expenses that you may suffer on losses related to trip cancellations.
  • Luggage and documentation: The insurance company also pays for the loss of important documents.
  • Personal accident: It includes cover for accidental death and disability
  • Emergency cash advance



Basic Coverage and Exclusions of Travel Insurance in Kenya


What’s covered?


  • Loss of passport
  • Personal accident cover
  • Repatriation of remains
  • Hijacking benefit
  • Medical emergency cover
  • Reimbursement due to trip delays
  • Sickness Dental Relief
  • Personal liability
  • Accidental dismemberment
  • Loss/Delay of checked-in baggage


What’s not covered?


  • Medical cover for pre-existing diseases
  • Any claim arising from the act of terrorism, self-injury, suicide attempt, etc.
Travel Insurance - Claim Process & Procedure



Travel Insurance Kenya - Claim Process & Procedure


Please follow the below procedure for Kenya travel insurance claim process:


The procedure is very simple. As soon as a claim occurs, you need to inform the insurance company through a call or an e-mail. The customer service executive will help you with the claim procedure. Here’s a step-by-step guide to make a claim under travel insurance –


  • Claim process for health coverage – Reimbursement
  • Claim process for delay in checked-in baggage or loss of baggage
  • Claim process for personal accident
Things to know about Kenya



Things to know about Kenya


Kenya is one of the few countries in Africa that is known for its diversity. From stunning landscapes to amazing safari, world-class beaches to hiking opportunities, this country has it all. However, it is still best to be prepared and know all things about travelling to Kenya. Read on!

  • Owing to some ethnic tensions, security in Kenya is high and always on alert. So, be prepared to be thoroughly checked at Airports/ roads etc. Also, do not forget to check security information before your visit
  • Do not forget to get your travel insurance policy from India before you head out to Kenya. A Kenya travel insurance policy will compensate for your emergency medical expenses as well as for the loss of baggage, important documents etc. Travel insurance cost in India is less, so make sure you buy it from home
  • If you wish to travel within Kenya for shorter distances, you can travel in minivans locally known as Matutus


List of Things to Do at Kenya


  • If you are an ocean person and wish to unwind and relax in Kenya, then you must visit Diani beach. Surrounded by scenic palm trees, Diani beach has a coastline to die for
  • Go hiking at Mount Kenya. Mount Kenya is Africa’s second-highest mountain and is also a UNESCO world heritage site. You can take a guided trip up your way
  • A trip to Kenya is incomplete without a few days in Masai Mara. This place provides the best safari in Africa. You are sure to be stunned by spotting amazing wildlife in this area
  • Nakuru National park is yet another incredible place to spot wildlife. If you are lucky enough, you might as well spot the endangered Rhino


Other places to visit

  • Tsavo East National park
  • Amboseli National Park
  • Nairobi
  • Hells gate National Park
  • Lake Naivasha
  • Eldoret
  • Streets of Lamu
  • Beachside town of Watamu


Best Time to Visit Kenya

Best time to visit Kenya is from July to September. The weather is dry during this time. You can also travel during the rainy season, as there are fewer visitors and you can enjoy the quieter side of the country.



Kenya Embassy Information

The Indian Embassy in Kenya is situated in Nairobi. You can connect with the Embassy in case of distress. Here are the details:







Jeevan Bharati Building, Harambee Av, P.O. Box 30074-00100, NBO.




(+254 20) 2222 566 / 2225 104

08.45 AM to 05.15 PM (Monday to Friday)




Consular Enquiries:,

Commercial & Trade Enquiries:,

All other Enquiries:



Emergency Contact for holidays and after office hours: +254 731900043, +254 731900058 (For Indian nationals in distress and Not for queries related to Passport/OCI/Visa/Other Consular)



Handy Documents for Kenya Visa

For a Kenya Visa, you can apply at the embassy or Visa on Arrival is available for Indians at the airport on paying $50. Here are the documents needed if you apply at the embassy:

  • Passport valid for at least 6 months after the date of visa application
  • Two passport size photographs
  • Travel itinerary
  • Confirmation by hotel
  • Proof of funds or sponsorship declaration
  • A valid polio certificate
  • Yellow fever certificate is also mandatory to be present at the time of visa application
  • A cover letter stating the purpose and duration of the visit
Travel Insurance for Different Countries

Travel Insurance for Different Countries

Albania Gabon New Zealand
Andorra Gaudeloupe Nicaragua
Angola Georgia Niger
Antigua and Barbuda Germany Nigeria
Argentina Ghana Niue
Armenia Gibraltar Norfolk Island
Aruba Greece Norway
Australia Greenland Oman
Azerbaijan Guatemala Palau
Bahamas Guinea Panama
Bahrain Guinea-Bissau Papua New Guinea
Bangladesh Guyana Paraguay
Barbados Haiti Peru
Belarus Honduras Philippines
Belgium Hong Kong Pitcairn
Belize Hungary Poland
Benin Iceland Portugal
Bermuda Indonesia Puerto Rico
Bosnia and Herzegovina Ireland Romania
Botswana Israel Russia
Brazil Italy Russian Federation
Bulgaria Japan Saint Helena
Burkina Faso Jordan Samoa
Burundi Kenya Sao Tome and Principie
Cambodia Kiribati Saudi Arabia
Cameroon Korea New Calendonia
Canada Kuwait Senegal
Cape Varde Kyrgyzstan Seychelles
Central African Republic Latvia Singapore
Chad Lebanon Slovakia
Chile Lesotho Vietnam
Cocos Islands Lithuania South Korea
Colombia Luxembourg South-Africa
Comoros Macau Spain
Cook Islands Madagascar St. Kitts and Nevis
Costa Rica Malawi St. Lucia
Cote d'Ivoire Malaysia St. Vincent and Grenadines
Croatia Maldives Suriname
Cyprus Mali Svalbard and Jay Mayen
Czech Republic Malta Swaziland
Denmark Mangolia Sweden
Djibouti Marshall Islands Switzerland
Dominican Republic Mauritania Taiwan
Ecuador Mayotte Tanzania
Egypt Mexico Thailand
El Salvador Micronesia Tibet
Equitorial Guinea Moldova Togo
Estonia Monsterrat Trinidad and Tobago
Ethopia Morocco Tunisia
Falkland Islands Mozambique Turkey
Faroe Islands Namibia Turkmenistan
Fiji Islands Nauru United Arab Amirates
Finland Nepal United Kingdom
France Netherlands United States
French Guiana Netherlands Antilles Uzbekistan
French Polynesia Slovenia  




For tourist related information - This Article is provided with the intention to familiarize the customer with some basic information. Royal Sundaram assumes no responsibility on the accuracy of the information provided in the article. Customers are advised to verify the details independently. 


For Insurance related information – For more details on risk factors, terms and conditions, please read the sales brochure carefully, before concluding a sale.