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Royal Sundaram has announced the launch of Family Health Insurance Online, a comprehensive health insurance policy designed to protect the insured and his/ her family. Customers can simply log into Royal Sundaram's Online "InstaBuy" facility and get instant coverage for themselves and their family members including spouse, dependent children and dependent parents under a single sum insured. The entry age band is 18 years to 45 years in respect of adults and 91 days to 21 years for dependent children. Customers can also renew online up to the age of 70 years. There is no documentation or medical examination required for buying the policy online. Customers can also avail Income Tax benefit under section 80D of the IT Act.
The process is simple, hassle free and involves three simple steps:
- Get a quote
- Sign up and create a personal account
- Pay online
The insured will also have access to value-added services like cashless treatment (subject to conditions and authorisations) at over 2000 networked hospitals across India, a 24-hour helpline and ambulance referral facility at no additional cost. It has been designed to ensure that the insured and his family get the best medical treatment at any time when they need it. With the inclusion of Family health insurance online, Royal Sundaram now offers the complete set of Health insurance products online, for both Individual and/ or Family. According to Ajay Bimbhet, Managing Director, Royal Sundaram, "The importance and awareness of one's wellness is increasing in India and this has given a thrust to the Health Insurance business. Our aim is to provide comprehensive insurance solutions to our customers and being accessible through all possible channels. Today, customers are serious about shopping for insurance online without hassles and more so when they get their policy document and cover instantly on completion of their transaction. Customers are delighted to go through a process like this which is fast, secure and convenient."